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Credit Analyst at Diamond Trust Bank (DTB) November, 2022 Job Description
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JOB TITLE: Credit Analyst
Key responsibilities:

  •  Keep turnaround time of all credit applications within agreed timeframe.
  •  Contribute towards effective managing, monitoring and controlling the
    lending portfolio.
  •  Credit appraisal and recommendation of the credit proposals to various
    credit committees.
  •  Process other credit related applications.
  •  Liaise with professionals i.e. advocates, accountants, valuers, insurers etc.
  •  Diarizing for future action any issues arising from the credit application.
  •  Identification of areas of weakness during credit processing, organizing
    and/or recommending suitable training
  •  Follow up of audit reports reviewing credit applications and loan appraisals
  •  Analyzing of Financial statements.
  •  Reviewing feasibility studies to establish the viability of projects.
  •  Evaluating the credit worthiness of customers and prospective customers.
  •  Preparing of credit proposals.
  •  Ensuring all overdraft limits is renewed before expiry.
  •  Preparation of extension letters to customers where facilities have been
    extended.

 

 

Knowledge, experience and personal competencies:

  •  University degree or equivalent qualifications in Accounting, Business
    Administration, Banking and Finance & Economics.
  •  Good knowledge of Microsoft applications.
  •  Fresh graduate / minimum of 2 years of banking experience in credit
    management from a reputable commercial bank.
  •  Strong interpersonal, communication and reporting skills.
  •  Good numerical and analytical skills
  •  Builds relationships and networks easily
  •  Strong time management and organizational skills and able to meet
    deadlines

 

APPLICATION INSTRUCTIONS
Applications should be submitted to: [email protected] on or
before 16th November 2022.
DTB is an equal opportunity employer.

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