Credit Officer at Prime Four Inv. Ltd January, 2021

Prime Four Inv. Ltd

JOB DESCRIPTION

Job Title: Credit Officer
Reports to: Managing Director

A. Job Purpose

Reporting to the Managing Director, you will be responsible for the daily collection functions of the Company. You will also ensure that reconciliations loan repayments against expected collections are done timely as per set deadlines. Detailed roles are set out below.

B. Principal Accountabilities

1. To collect loan repayments due from clients through DDACC, Cash, Bank Transfer, Payroll, Cheque
2. Ensure submissions to Payrolls/Banks are done 5 days before cut off dates
b. Ensure MD sign-off is obtained 5 days before payroll cut off
3. To establish good working relationship with employers and banks
4. To be responsible for collection of the loaned funds on due dates ensuring Prime Four receives immediate value.
5. To circulate and update weekly/ monthly/quarterly/half-yearly collection efficiency reports
6. To reconcile all schedules of remittances against submissions on a monthly basis and manage variances by collecting from customers directly.
7. To supervise, coordinate and collect loan repayments due and ensure repayments collected are captured accurately and that all loan repayments in arrears are received, verified before being credited to loan accounts in system
8. To analyse the loan aging analysis report daily and ensure recovery plans are instituted for all loans in arrears.
9. To analyse loan balances and related repayment accounts, and recommend for refund any credit balances on accounts arising from over deduction where clients no longer have running loans.
10. To recommend for all non-performing loans going into 180 days in arrears to the MD for write-off.
11. To manage Debt Collectors and Law Firms engaged to assist with collection to ensure the recovery processes do not get protracted and pledged security is seized and auctioned timeously.
13. To submit data of customers to Credit Reference Bureau (CRB) on a monthly basis.
14. To be responsible for managing the collections department under his/her control.
17. May be required to undertake any other duties as assigned by his/her immediate manager and in line with business requirement.

C. Knowledge and Skills

1. Must have a minimum of 2 years work experience in a Credit department of a financial institution
2. Minimum qualification: Diploma in Accounting and/or other Business related fields
3. Advanced computer literacy, including Advanced MS Excel skills

To apply for this job email your details to primefourzambi[email protected]

Only candidates can apply for this job.

Strategic Planning & Governance Specialist (1 Re-advertised position) at Chemonics International Inc February, 2021

Chemonics International Inc. Development Works Here Chemonics International Inc., Contractor for USAID Global Health Supply Chain Program – Procurement and Supply Management (GHSC-PSM) ensures uninterrupted supplies of health commodities in support of USG-funded public health initiatives around the world. The project provides direct procurement and supply chain management support to the President’s Emergency Plan for AIDS Relief (PEPFAR), the President’s

Transport and Logistics Officer at Homepro Enterprise Ltd February, 2021

Homepro Enterprise Ltd HOMEPRO ENTERPRISES LIMITED a Manufacturing comapny is looking for an experienced Transport and Logistics officer. Must have good communication skills and know reliable transporters. Do not attach your qualifications at this point. only attach your CV QUALIFICATIONS: Diploma or better in relevant field. To apply for this job email your details to [email protected]

Healthcare Providers Relationship Officer at Madison Health & Risk Management Ltd February, 2021

Madison Health & Risk Management Ltd Madison Health & Risk Management Limited invites applications from suitably qualified and experienced individuals to fill in the position of Healthcare Providers Relationship Officer KEY QUALIFICATIONS & COMPETENCIES Full grade twelve certificate with at least merit in Mathematics & English Diploma in Nursing/ Clinical Medicine from recognized institution Four (4) years post qualifying work experience

Sales Agent at Robert & Syls Financial services February, 2021

Robert & Syls Financial services Robert and Syls Financial Service is a Zambian owned company that has been in existence since 2012 .Its  head office is in Lusaka, located at 1259/10 Mambilima road, Rhodespark. The company’s principal lines of business are  Insurance broking and Provision of Microfinance services. Robert and Syls Financial services is looking to recruit talented sales individuals

Senior Manager – Network Performance at MTN Zambia February, 2021

MTN Zambia We are looking for you! Senior Manager – Network Performance Here is an opportunity to work in a true pan-African Company with increasing financial inclusion by offering MoMo services. Responsibilities Develops an automated and effective environment for the NP&SLA; Monitors the performance of the specialist area of the network at various levels of operation including initiating actions to improve

Search Job here